Insurance For Fertility Treatments
When using an egg donor and/or a gestational carrier, we need to ask very specific questions for all participants of the cycle. For example, we need to find out about the type of coverage an intended parent holds: is a referral is needed for a semen analysis; if they have IVF coverage, does it include coverage for an egg donor?; If not, what, if anything, will be covered?; If yes, what if anything is excluded from coverage?; Will the intended parents be covering the expenses for the carrier or will her insurance company cover a pregnancy through surrogacy?; and more.
These are important questions and complex issues to resolve. This explains why we ask for your insurance card at each visit and for that of the carrier and/or egg donor. It explains why all of our couples are assigned a financial services representative with third party reproduction experience who works with you to get all of these answers and to provide you with a complete understanding of your benefits, exclusions and necessary referrals.